PLANNING FOR A BIG GOAL WITH SIP? WHAT HAPPENS IF YOU STOP OR WITHDRAW EARLY?
Your SIP is designed for a long-term goal —retirement, children’s education, or buying a house. ⚠️ IF YOU WITHDRAW FROM YOUR LONG-TERM SIP FOR AN URGENT NEED: 🔹 You lose valuable time for compounding. 🔹The existing corpus no longer remains invested to generate returns on returns . 🔹 Even if you restart later, you cannot recover the time lost . 🔹 If markets have risen by then, you may need to invest more to rebuild the same goal corpus . 💡 WHY STAYING INVESTED MATTERS Market returns are not linear . Markets may deliver modest returns for long periods, but a significant portion of long-term wealth creation can happen during a few strong market phases . 📌 Example: If you exit during a correction and wait for the market to “look safe” before restarting, you may miss the strong recovery that often follows. By the time you restart, prices may already have risen. ⚠️ The key risk is not just losing money—it is missing the recovery and future compounding. 🛡️ HOW TO AVOID UNPLANNE...